SHOP PAY - BUY NOW, PAY LATER
How do Shop Pay installments work?
Installments by Shop Pay allow retailers to offer installment plans for online shoppers, allowing a purchase to be paid for in four equal installments, due every 2 weeks.
- Simply shop for your favorite items and choose Installments by Shop Pay as your payment method at checkout. First-time shoppers provide payment details as usual, returning shoppers simply log in to make their purchase. It’s that easy!
- After you check out, the goods will be shipped to you ASAP.
- At any time, you can log in to your Shop Pay account to see your payment schedule and make a payment before the due date. Otherwise they will automatically take the payment from your debit or credit card every 2 weeks.
How do I sign up?
You don't need to register prior to making your first Shop Pay purchase. When you are making a purchase simply choose Shop Pay as your payment method at checkout. If it’s your first time using Shop Pay, you will provide payment details as usual to complete your purchase.
When will my first payment be taken?
You will pay the first installment of the purchase price at the time you place the order.
First payment higher than the other three?
For some purchases, if your total order amount exceeds your Shop Pay approved-spending limit the first payment may be higher than subsequent payments. Shop Pay will show you how the installments are split before you pay.
Is there a cost for using Installments by Afterpay?
Installments by Shop Pay is a free service offered by retailers to shoppers - there are no upfront fees charged or any interest incurred.
The only fees that may be incurred by shoppers are late fees if your scheduled payments are unsuccessfully processed. After being notified, you must login to your Shop Pay account to make your payment via a different method. Late fees for shoppers in the USA are capped at 25% of the order value.
Is Shop Pay safe and secure?
We understand how important security is so we ensure that your personal information is protected. Shop Pay is a PCI DSS Level 1 certified compliant Service Provider organization.
PCI DSS is a comprehensive set of requirements created by the Payment Card Industry Security Standards Council to enhance cardholder data security and to ensure the safe handling and storage of sensitive credit card information and data. This is the highest level of security in the payment industry.
When will my order ship if I pay with Shop Pay?
Your order ships ASAP in 1 – 2 business days.
If I make a return and still have remaining Shop Pay installments will I receive a refund?
Installments will still be due to Shop Pay and you will receive a store credit from us.